// CFI · FILE · 05—F

Corporate Financing.

Lender-ready packages, projections, and diligence files for the moments capital changes hands — debt, equity, sale, succession.

// 06 / 08

// Principle

The cleanest deal is the one whose numbers explain themselves.

// CFI · House view

// 01 — Substance

What is included
in the file.

When a company raises capital or changes hands, the numbers are read by people who do not yet know the business. We assemble the package that explains the company without theatre — a model that ties to the statements, projections that survive scrutiny, and a diligence room organised the way a buyer reads.

01 / CFI

Lender packages

Covenant decks, ratio histories, and the supplementary schedules required for senior or mezzanine debt.

02 / CFI

Projection models

Three-statement models, sensitivity analyses, and assumption registers — auditable, not opaque.

03 / CFI

Vendor diligence

Sell-side QoE, working-capital normalisation, and the data-room hygiene that shortens deal cycles.

04 / CFI

Buy-side diligence

Quality of earnings, customer concentration, and tax-attribute reviews on acquisitions.

05 / CFI

Valuation support

Discounted cash flow and market-multiple analyses prepared for negotiation, not for the file drawer.

06 / CFI

Capital structure

Section-85 rollovers, share-class design, and the tax mechanics behind a clean cap table.

// 02 — Method

Four movements
in the work.

Each corporate financing engagement runs on the same four-part rhythm. The cadence is the discipline.

// 01

Position

A written brief on what the company should look like to its readers — and what gaps to close first.

// 02

Build

Model, diligence binder, and supporting schedules drafted to the standard a senior reader expects.

// 03

Engage

Walk-throughs with lenders, investors, or counterparties, with a partner present for each.

// 04

Close

Funding flow, post-close adjustments, and the schedule of obligations that follows the wire.

// 03 — Whom we serve

Engagements written for —

// 01

Owners contemplating sale

Founders preparing the company two or three years before approaching the market.

// 02

Borrowers seeking term debt

Companies whose lender wants more than a tax return to underwrite a renewal or expansion.

// 03

Acquirers

Strategic and financial buyers who would like the diligence done by the people who will keep the books after.

// 04 — Common questions

Asked & answered.

Do you broker the financing itself?

No. We prepare the file and walk it through with your bankers; we do not take a placement fee.

How long should I plan before approaching lenders?

Sixty to ninety days for a clean refinance; longer for a first-time facility.

Do you sign the projections?

We assemble them with management; the assumptions remain management's. Our work is the discipline behind them.

Can you assist with shareholder agreements?

In partnership with counsel — we handle the tax and accounting mechanics, lawyers handle the document.

// Related disciplines

A short conversation costs nothing.

Thirty unhurried minutes with a partner. We will listen carefully and tell you, quite plainly, whether we are the right people for the work in front of you.

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