Personal Taxes — Montreal CPA practice (Fiscal Logic)
// T·1 · FILE · 02—P

Personal Taxes.

T1 preparation, prepared as the closing chapter of a year-long file — not a transaction in March.

// 03 / 08
// Principle
Filing is the punctuation; the year is the sentence.
// T·1 · House view
// 01 — Substance

What is included
in the file.

Personal returns are documentation of decisions already made — investments held, properties sold, options exercised, RRSPs funded. We catalogue the year as it unfolds so that filing is a quiet act of arithmetic, conducted on calendar and without revision.

01 / T·1

T1 returns

Federal and provincial filings, including Quebec TP1, with full schedule support and prior-year reconciliation.

02 / T·1

Investment income

T3, T5, T5008 reconciliation; capital gains computation including ACB tracking from inception.

03 / T·1

Self-employment

Sole-proprietor & freelance schedules, GST/HST registration, and home-office allocation.

04 / T·1

Equity compensation

Stock-option exercises, RSU vesting, and the timing decisions that surround them.

05 / T·1

Real property

Principal-residence designations, rental schedules, and dispositions on either side of the border.

06 / T·1

Family planning

Spousal optimisation, pension splitting, RDSPs, RESPs, and the long arc of household tax.

// 02 — Method

Four movements
in the work.

Each personal taxes engagement runs on the same four-part rhythm. The cadence is the discipline.

// 01

Gather

A secure intake portal with a checklist tailored to your prior-year file — no generic forms.

// 02

Reconcile

Slips, statements, and supporting documents tied out before a single figure is entered.

// 03

Review

A two-pair review — preparer and partner — before the return is shown to you.

// 04

File

EFILE on calendar, with a written summary you can read in five minutes.

// 03 — Whom we serve

Engagements written for —

// 01

Professionals

Salaried executives, physicians, and consultants with layered slip and benefit reporting.

// 02

Self-employed

Sole-proprietors and freelancers reconciling business and household in a single return.

// 03

Investors & landlords

Households whose returns turn on capital gains, foreign property, or rental yield.

// 04 — Common questions

Asked & answered.

When is my return prepared?
Most files are queued by mid-February and filed by the third week of March, well ahead of the federal deadline.
What if I receive late slips?
We track expected slips against your prior-year file and pause filing for any that have not arrived.
Do you handle CRA reviews and audits?
Yes — included for files we have prepared, charged at hourly rates for files we have not.
Can you advise mid-year, not only at filing time?
Yes; that is the point. The file is read continuously — see Tax Consulting for the standing arrangement.
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// 06 — Correspondence

A short conversation costs nothing.

Thirty unhurried minutes with a partner. We will listen carefully and tell you, quite plainly, whether we are the right people for the work in front of you.

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